Eliminate Your Debt
With Bankruptcy
Our nonprofit prepares your forms, for free.
Join 23,000 Americans
who eliminated $1.1 billion of debt
"The TurboTax for Bankruptcy" — The New York Times
You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
1.
Take our screener to see if Upsolve is right for you: 2 minutes
2.
Fill out our questionnaire about your financial situation: a few hours
3.
We double-check your forms for completeness and accuracy: 1-2 weeks
4.
File your forms at your local court: 1 afternoon
5.
Work with the court and get your discharge: 2-3 months
Total debt relieved since 2018
$1,092,841,466
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
Easy applications, time efficient, overall experience was great!!
Easy to use service. Free, and a tool that is far to uncommon in our world of bureaucracy. Amazing.
Seems pretty simple, hopefully it works
(Translated by Google) I speak Spanish and yet I was able to fill out my form and submit everything without any problems; a very useful tool for people who don't have the resources for a lawyer or knowledge of bankruptcy. (Ori... Read More
Upsolve they have really have me I could not afford a lawyer I get a check once a month if was going take a wild to come up with the money to pay a lawyer so I able fill out this form on Upsolve one they review your form just ... Read More
They make it a breeze, in tandem with chatgpt I got everything filed easy-peasy. Did you know on the bankruptcy forms there's a box to check if you have more than $50 Billion dollars in assets? How crazy is that?! Only 30 peopl... Read More
I recently used Upsolve to file for chapter 7. It was a lot easier than trying to do it myself. They can even set you up with a free consultation with a bankruptcy attorney if you want. They have checks and balances, you can as... Read More
It was very easy with them showing the way. I appreciate their help.
This place is the best they help me a lot To start a new life
WOW! One of my biggest fears in life was the process of how to actually file. Upsolv had many great reviews, but I was actually able to experience it! I would strongly suggest Upsolv to anyone who needs assistance with the bank... Read More
Is Upsolve Right for You?
Chapter 7 bankruptcy is a legal process that everyday people use to clear certain debts and get a financial fresh start.
Like everything, filing Chapter 7 bankruptcy has its pros and cons. The main pros are that collection calls and other actions (including wage garnishment) must stop and, if your case is successful, you will get a financial fresh start by wiping out (most of) your debt for good. The biggest cons are that you cannot get rid of some debts in Chapter 7 and your credit score can take a temporary hit.
To file Chapter 7 bankruptcy yourself, without hiring an expensive lawyer, follow our 10-step guide or start our screener to see if you qualify for help.
To be eligible for Chapter 7, you will need to pass the means test. This looks at your income and expenses to determine whether you have the means or ability to repay your debt. If you make too little to repay your debt, you pass the means test and are eligible to file Chapter 7.
There are four main types of costs associated with filing bankruptcy:
Court filing fees, which are $338 for Chapter 7 (you can apply for a waiver of these fees).
Credit counseling course fees, which can range from $0-$50 (you can apply to waive these fees).
Miscellaneous costs such as printing, traveling to the court, etc.
Attorney fees, which can range from $1,000-$1,500 or more, depending on the complexity of your case and where you live.
The good news is that you do not have to hire a lawyer to file successfully. Upsolve may be able to help you file Chapter 7 bankruptcy for free.
How does Upsolve work?
